Join our Team

As a community bank that focuses on economic and environmental sustainability and takes a triple-bottom-line approach, we believe that a healthy environment is necessary for economic prosperity. We also believe that we can be a catalyst for positive change in our communities by providing fair, transparent, and sustainable banking products and services.

If you have a passion for building prosperity in our communities through beneficial banking services delivered in an economically and environmentally sustainable manner, we invite you to come join us. Together our vision of delivering a banking industry that is fair to the person with the least bargaining power; provides access to financial services for all our communities, particularly the traditionally under-served; results in the long-term prosperity of responsible consumers; promotes financial system stability; and contributes to the sustainability of the environmental commons will be realized. 



We're Hiring!

Candidate should send their resumes to careers@beneficialstate.com.


Open Positions

AVP, Portfolio Manager, Business Banking
Location: Oakland, CA or Portland, OR

Portfolio Manager, Business Banking, is responsible for the risk management of specific assigned lending relationships of SBA, C&I, and/or Commercial Banking segments by loan exposure amount and/or borrower size, though mainly focus in Business Banking. As a client team member, one may act as or be the primary account manager for loan clients without a designated Relationship Manager. Risk management of account(s) includes partnering with RM and client to ensure compliance of financial reporting, covenants and accurate risk ratings in addition to renewals, modifications and increases/new loans.

 

AVP, Underwriter, Business Banking
Location: Oakland, CA or Portland, OR

The role as Underwriter, Business Banking, is responsible for the underwriting and coordination to closing mix loans of C&I (including SBA, Business Banking and/or Commercial Banking segments by loan exposure amount and/or borrower size) and investor CRE loans. Credit exposures can range in complexity and loan sizes, with this position capable to effectively execute large and complex relationships. This role is responsible for spreading, managing, and maintaining financial background on present and prospective customers which includes performing special financial statement analysis involving complex and interlocking relationships. 

 

Beneficial Banker
Location: Sacramento, CA, and Seattle, WA

The primary duties of a Beneficial Banker vary from greeting customers, processing deposits and payments, and maintaining our customers’ accounts. Beneficial Bankers will also assist in verifying customer identities, posting loan payments, and balancing all daily transactions.

 

Card Support Specialist
Location: Portland, OR

Card Support Specialist serves as subject matter expert in matters related to credit cards. Responsible to daily correspondence to wide range of questions, concerns, or requests related to credit cards, as well as retail inquires. Other responsibilities may include daily report review and anomaly analysis, setting up new Visa accounts, process Visa credit card upgrades, approve credit limit increases, process Visa account adjustments, credit balance transfers, payment reversals, set up payment methods, fraudulent activity follow-up, and collections modifications.

 

Commercial Loan Servicing Specialist II
Location: Portland, OR

Commercial Loan Servicing Specialist II is responsible for loan servicing activities such as payment, wire settlements, and maintenance on existing loan and collateral file. This role may also be responsible for loan insurance follow up and interaction with Bank’s insurance vendor, loan boarding and/or call back, and quality control of new and renewed loans.

 

Consumer Loan Underwriter
Location: Fresno, CA or Porterville, CA

Consumer Loan Underwriter analyzes direct and indirect applications and authorize or recommend approval/denial of applications for consumer loans while ensuring compliance with all policies and procedures within established lending authority, approves and disburses loans submitted through direct and indirect channels. This position also provides direction and assistance to lending staff with lower lending authority as well as establishing and maintaining relationships with and acts as liaison between dealers and the Bank.

 

Credit Card Operations Manager
Location: Portland, OR

The Credit Card Operations Manager is responsible for the product vision and architecture of Beneficial State Bank’s credit card programs, including commercial cards, consumer cards and sponsorship programs. Primary duties include program development, operations, profitability, compliance, roll-out and testing to ensure overall contribution to organization. Monitors and maintains existing portfolios by ensuring product offerings are competitive, current, mission-aligned, and meet business and client expectations.

 

Financial Analyst 
Location: Oakland, OR

Financial Analyst is responsible for analyzing past and present financial data of Beneficial State Bank and estimates future revenues and expenditures, applying principles of finance. Runs and documents financial analysis projects. Aids organization with financial functions, such as assessing, auditing, planning, budgeting, cost control, sensitivity analysis, and project control. Evaluates and analyzes proposals, investment opportunities, rate of return, business profitability, financial models, operating records, financial statements, etc.  The Financial Analyst is a self-starter, develops and maintains complex business financial models, and works well independently or within a dispersed team structure.

 

SVP, Regional Manager
Location: East Los Angeles, CA or Seattle, WA

The Regional Manager is responsible for the oversight of all sales and business development activities in the designated market related to commercial and small business lending, deposit products, cash management sales, and other commercial products and services offered by the Bank.  This position will be active in the market communities, engaging with local non-profits and business associations/industry groups, promoting positive leadership and direction for the region, and seen as a market leader in the community. This position directly supervises the market team of Commercial and Small Business Relationship Managers, with indirect leadership of Client and Treasury Management Sales Officer(s) to ensure that loan; deposit; fee income and loan pricing goals are achieved or exceeded.

 

VP, Client & Treasury Manager
Location: Portland, OR

Client & Treasury Manager is responsible for the development and analysis of new commercial, small business and non-profit organizations, and deposit and treasury management business; which includes the expansion of existing relationships and servicing customers.  This position develops and presents sales proposals, acts as a liaison between customers and other service departments or branch locations of the Bank to support sales and service issues; providing support to complex customer relationships to ensure all needs are addressed while monitoring the market condition/trends.

 

VP, C&I Underwriter
Location: Portland, OR or Seattle, WA

The VP, Underwriter on the C&I team is responsible for the underwriting and coordination in closing of highly complex commercial and industrial loans in compliance to the Bank’s lending policies and procedures. Underwriter is also responsible for spreading, managing, and maintaining financial background on present and prospective customers which includes performing special financial statement analysis involving complex and interlocking relationships. 


Candidate should send their resumes to careers@beneficialstate.


Competitive Benefits

At Beneficial State Bank, we focus on the total team member and promote a work-life balance.

We offer a competitive benefits package, which includes the following:

  • Medical
  • Dental
  • Vision
  • Life Insurance
  • Short- and Long-term Disability
  • Tuition Reimbursement
  • Adoption Assistance Program
  • Employee Assistance Program (EAP) to include friends and family
  • Pre-Tax Flexible Spending Accounts
  • 401(k) with Employer Matching
  • Bank-wide Incentive/Bonus Programs
  • Wellness-Program
  • Generous Paid Time Off and Company Holidays
  • Paid holidays
  • Up to 4 weeks paid vacation (depending upon level)
  • Banking Products with Discounted Rates
  • Additional paid time off for illnesses

Beneficial State Bank is an affirmative action and equal opportunity employer. Qualified applicants will receive consideration for employment regardless of race, color, religion, sex, national origin, sexual orientation, gender identity, disability or veteran status.



"Beneficial Banking" Summer Internship Program

Developing the Next Generation of "Beneficial Banking" Leaders & Ambassadors

To build the pipeline for the next generation of leaders, Beneficial State Bank and Foundation are proud to offer an intensive summer internship program which provides valuable work and learning experience to high-caliber students interested in beneficial banking, community economic development and responsible financial services. Through this 9-week program – with tracks for both collegiate and MBA students – interns work on challenging projects and complete deliverables designed to advance key initiatives and programs at Beneficial State.

Under the direction and mentorship of bank staff, each intern will complete a capstone project and present their findings to the executive leadership team at the end of the program. Additionally, to supplement the learning experience, interns gain exposure to community and socially-responsible banking through the "Beneficial Banking" Curriculum & Speaker Series. Led by experts in the fields of community banking, investing, and responsible finance, these workshops provide exposure to the challenges confronted by professionals in the industry and include site visits for interns to see the work in action.

Past interns have both joined the Beneficial State team after graduation and leveraged their rich internship experience into careers in financial services and a variety of socially-responsible sectors.

Get a sense of the program through our internship cohorts:

2019 cohort

2018 cohort

2017 cohort

Application & Process

Each year, we conduct a nationwide search for the best and brightest to join Beneficial State. We look for highly skilled individuals whose passion for economic justice and environmental sustainability match the vision and goals of our organization. While we primarily target students pursuing an MBA or a related graduate degree, we will have a track for exceptional undergraduates who are completing their degrees this year or have graduated within the last year. Individuals from other academic disciplines are also strongly encouraged to submit an application.

Visit the Foundation’s Internship webpage to learn more.


Career Management Staff 

If you would like to have Beneficial State Bank and Foundation represented at your campus internship fairs or career panels, please contact Maritessa Bravo Ares, the Foundation’s Community Engagement Officer at mares@beneficialstate.org who can identify the most appropriate person on our team.


Perspective Candidates 

Contact Maritessa Bravo Ares, the Foundation’s Community Engagement Officer at mares@beneficialstate.org to be added to the email list for internship opportunities.