Business Checking

PositiveChange Business Accounts

Your deposits matter. Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.

 Download the Business Product Sheet



  • Perfect account for low volume businesses
  • Amount to Open: $100
  • Monthly Service Fee: $0/month
  • Please Note: 150 transactions free; after $0.25/each, eStatements required
  • Features: Business Debit Card*, Business Online Banking, Positive Pay, Mobile Banking, Bill Pay, Merchant Card Services, Remote Deposit Capture, Wholesale Lockbox
  • Great for established businesses with low to medium volume
  • Amount to Open: $100
  • Monthly Service Fee: $15/month
  • Waived If: $3,000 monthly average balance, combined balance of $10,000 with direct relationship/owner.
  • Please Note: 250 transactions free; then $.25/each
  • Reduced by: $2/month with eStatements
  • Features: Business Debit Card*, eStatements, Business Online Banking, Positive Pay, Mobile Banking, Bill Pay, Merchant Card Services, Remote Deposit Capture, Wholesale Lockbox
  • An interest bearing account for Certified B Corps, CDFIs and Nonprofits
  • Amount to Open: $100
  • Monthly Service Fee: $17/month
  • Waived If: $5,000 monthly average balance, combined balance of $15,000 with direct relationship/owner, Certified B Corp/ CDFI/ Nonprofit.
  • Reduced by: $2/month with eStatements
  • Features: Business Debit Card*, eStatements, Business Online Banking, Positive Pay, Mobile Banking, Bill Pay, Merchant Card Services, Remote Deposit Capture, Wholesale Lockbox
  • Great for established
    businesses with low to medium volume
  • Amount to Open: $100
  • Monthly Service Fee: $15/month
  • Schedule of Fees and Services
  • Please Note: 250 transactions free; then $.25/each
  • Features: Business Debit Card*, eStatements, Business Online Banking, Positive Pay, Mobile Banking, Bill Pay, Merchant Card Services, Remote Deposit Capture, Wholesale Lockbox


To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265.


Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. 

**Additional fees may apply, please see Schedule of Fees and Charges.


ATMs

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find  locations convenient for you.  https://www.star.com/locator/ | www.moneypass.com.

In order to receive discounted pricing:

  • Service Men & Women / Seniors / Students must show appropriate identification.
  • Seniors must be over 55 years old

Documents & Resources

eStatement Agreement

eNotice Agreement

Deposit Account Agreement and Disclosure